What These Terms Actually Cover on harum100
By opening an account on harum100, you agree to the terms laid out here. These terms govern account registration, wallet use, deposit and withdrawal handling, and how disputes are raised. When you add DANA, OVO, or GoPay to your account, the payment terms in this section
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apply to every transaction you make through those rails. Each wallet method has its own clearance path — DANA and OVO route through verified e-wallet confirmation, while GoPay transactions require your app PIN before funds are accepted on our side. Withdrawals follow a verification step where
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your account details must match the wallet you registered with. If details differ, the withdrawal is held until you update and confirm through account settings. Accounts are for individual use only — sharing credentials or running multiple accounts for the same individual is a breach of
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these terms and may result in account suspension. We review this policy when platform conditions or payment infrastructure changes, and we'll notify you via your registered contact before any update takes effect. Access to the platform and the availability of specific features depends on local law
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and is limited to eligible regions in Indonesia.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.